Finding Business Loans: Janover Pro or Lendio?

Not all debt brokers work with business financing. But if you do, you're probably aware of Lendio (and, of course, Janover Pro — since you're here on our site).

I'd like to set out the differences between these two financing platforms, and where one is better than the other for your needs as a broker, whether you're dealing with non-real estate business loans or any kind of CRE debt.

Target Market & Scope

Janover Pro gives you access to both commercial real estate and business lending opportunities. You can serve clients seeking everything from major CRE deals to working capital, equipment loans, and owner-occupied real estate. Lendio focuses exclusively on small business lending, operating as a direct-to-borrower marketplace (thus bypassing you as the broker entirely).

Lender Network

Through Janover Pro, you can tap into thousands of lenders, including 400 to 500 active originators for business lending alone. Lendio's marketplace includes 75 lenders focusing on small business loans.

Business Model

As a broker using Janover Pro, you maintain your independence while accessing professional tools and lender relationships. Lendio operates differently, connecting borrowers directly with lenders and skipping past (or, really, replacing) the broker relationship entirely.

Deal Types

With Janover Pro, you can handle complex CRE transactions while also serving your clients' business lending needs. Whether it's a major commercial property deal or an SBA loan for working capital, you have the tools to manage it. Lendio specializes in straightforward business loans with a focus on quick funding.

Platform Access

Janover Pro gives you professional tools designed for broker use, letting you manage multiple deals and client relationships. As Lendio's platform is built for direct borrower access, it has a simplified application process aimed at small business owners.

Deal Process

As a Janover Pro user, you control the deal process and client relationship. You can research lenders, structure deals, and manage communications through professional tools. Lendio's process is automated for direct borrower use, with a simplified four-step application leading to lender matching.

Professional Tools

Janover Pro equips you with broker-specific tools for deal management, lender research, and client service. Lendio's tools are designed for borrower self-service rather than professional broker use, so there's not much to say here.

Value Proposition

If you're a broker, Janover Pro is the easy choice here: Lendio doesn't work with brokers at all. If you're a small business owner who ended up on this article (kudos to you for reading this far), Lendio's certainly a viable option — but do consider that Janover Pro's lender database is significantly larger than Lendio's, and so too may be your opportunities to get the financing you need.